Did you have dental insurance all through your working career but lost it when you retired? Or perhaps you simply cannot afford dental insurance?
Finding dental care that is both good and affordable when you are on a limited budget can be tricky. While there’s no one particular solution to finding affordable care, there are several options that you can go for. Here’s how.
Let’s discuss these first. While many policies don’t cover routine dental care, there are some plans that do. A lot of those, usually sold via private insurers, cover dental, eye, and hearing care along with other standard items. You may be able to source a reasonable policy for you and your loved ones.
Joining a dental discount network is a great way to lessen your dental care costs. This works by giving an annual membership payment in return for discounts on treatments from select dentists. You can search online for a network. You can look for dentists and plans by zip code and area and look for breakdowns of the offered discounts.
Some sites offer users free access so that users can get in touch with a network of dentists who offer great discounts on their services.
You can also find great savings opportunities in dental schools. Many dental schools offer affordable care provided by their dental students who are supervised by professors. Usually, you pay as much as half of what you would with a mainstream dentist, while still receiving well-supervised and exceptional dental care.
Another good option is to look out for local colleges offering dental hygiene programs. For the sake of training, many programs offer free teeth cleanings by students for almost half the price you would normally pay at a dental surgery.
Benefits for Veterans
If you are a veteran, many programs offer dental insurance that allow you to purchase quality dental insurance at highly reduced prices. Some places even offer free dental care to veterans with dental problems relating to when they were in service.
Options for Low-Income Earners
If you’re in the low-income earning bracket, there are various clinics and programs that provide dental care either for free or at a highly reduced rate. Some federally funded centers also offer free or discounted dental care.
Many dental practices will offer a month-long promotion of highly discounted treatments and check-ups for low-income earners, students, and pensioners. Look out for such offers and take advantage of them.
Finally, ask around. Word of mouth could be the best way to find a great dentist who doesn’t cost an absolute fortune. Find out if the practice offers certain days of discounts on treatments or even loyalty cards so that after a certain amount of treatments you may get one for free or at a discount.